Let your bonus for you | YOU
News Celebrities South Africa International Foreign story Quiz Recipes daybed Less than an hour More than an hour 4 persons or less 4 people or more Grills Beverages Baked Vegetable dishes Chicken Main Courses Desserts Breakfast Pangeregte Poultry Red Meat Seafood Salads Pork Vegetarian snacks Starters (Soup also) Venison Living the Way Health Food Beauty Finances Do-it-yourself 2014 DIY magazine Entertainment Matches Win Travel Club HG-Shop Shop Classroom teachers SuperMa Spree
It's the end of the year. You have worked hard and reward your employer with a year-end bonus. If this is your first check was 13th, the temptation may be great to blow the whole amount. Even if it is not your first, you may feel like your new clothes, furniture or a seaside holiday to spoil. Think again, and be better geldwys. Repay your debts with it or invest the money for one day. Here are five helpful tips.
1. Set financial goals Write your short- and long-term financial goals down, like in the next five years, own a home, to repay all your debts, buy a car or pay for your children's post-secondary studies. Remind you of your goals when you wished to blow your bonus.
2. Reduce your debt Use your bonus to reduce your debt. Focus on your accounts with the highest interest rates, such as credit cards (sometimes interest rates of up to 29 percent) and store cards. Then reduce the amount you owe on your student loan (if you have one) or on your car loan.
3. Reduce your home loan if you have a house or apartment owned, pay a portion of your home loan with your bonus mode. This will reduce the interest rate on your mortgage, and your access to cash when it is in need of an emergency. daybed
4. Increase your savings for emergencies Pay a portion of your bonus into your savings account so you have money for a rainy day. Get information from your bank savings accounts, savings and an amount equal to three to six months' salary, the recommended amount you claimed experts have put aside. The money will be easy to come by if you have an unexpected (and expensive) crisis, daybed such as a medical emergency.
5. Invest a portion thereof Invest a lump sum in a conservative unit trust or bank account, such as a 32-day notice, or-fixed deposit account. You can also invest in RSA retail daybed bonds at the Post Office or insurance companies. If you think long term, you can be in a retirement annuity investment, tax efficient way.
x Recipes Mayonnaisehoender with coriander
4000 Kimono tunica Multi-color R165 edit Floral-print kimono tunica Multi-color R165 edit Handmade cards book Multi-color R180 NB Publishers Ticket in a case book Multi-color R180 NB Publishers Peter Veldsman and Barbara Joubert Cookbook Multi-color R115 NB Publishers Leo Shoes Black R439 Watson Elite Print bodycon dress blocked Black / White R225 STYLE REPUBLIC Print bodycon dress blocked Multi-color R225 STYLE REPUBLIC Arabella Damask weekly planner mouse pad Multi-color R47 Lou Harvey Damask shopping list Multi-color R22 Lou Harvey Continue wrapping paper starburst Black / White R13 Flowermill Set of tags Multi-color R24 Flowermill Set of 3 cards Multi-color R66 Flowermill Bunny underplates Multi-color R42 Treasury Keep calm and drink wine wall art Multi-color R72 Treasury Casual dress with pleather trim Gold R188 edge Ankle Strap Heels Black R200 ZOOM Colourblocked crossover Sandals Blue R165 ZOOM Colourblocked Sandals Black R165 ZOOM Printed Tank White STYLE REPUBLIC
Cut your onion smart to avoid tears Find us on Facebook
News Celebrities South Africa International Foreign story Quiz Recipes daybed Less than an hour More than an hour 4 persons or less 4 people or more Grills Beverages Baked Vegetable dishes Chicken Main Courses Desserts Breakfast Pangeregte Poultry Red Meat Seafood Salads Pork Vegetarian snacks Starters (Soup also) Venison Living the Way Health Food Beauty Finances Do-it-yourself 2014 DIY magazine Entertainment Matches Win Travel Club HG-Shop Shop Classroom teachers SuperMa Spree
It's the end of the year. You have worked hard and reward your employer with a year-end bonus. If this is your first check was 13th, the temptation may be great to blow the whole amount. Even if it is not your first, you may feel like your new clothes, furniture or a seaside holiday to spoil. Think again, and be better geldwys. Repay your debts with it or invest the money for one day. Here are five helpful tips.
1. Set financial goals Write your short- and long-term financial goals down, like in the next five years, own a home, to repay all your debts, buy a car or pay for your children's post-secondary studies. Remind you of your goals when you wished to blow your bonus.
2. Reduce your debt Use your bonus to reduce your debt. Focus on your accounts with the highest interest rates, such as credit cards (sometimes interest rates of up to 29 percent) and store cards. Then reduce the amount you owe on your student loan (if you have one) or on your car loan.
3. Reduce your home loan if you have a house or apartment owned, pay a portion of your home loan with your bonus mode. This will reduce the interest rate on your mortgage, and your access to cash when it is in need of an emergency. daybed
4. Increase your savings for emergencies Pay a portion of your bonus into your savings account so you have money for a rainy day. Get information from your bank savings accounts, savings and an amount equal to three to six months' salary, the recommended amount you claimed experts have put aside. The money will be easy to come by if you have an unexpected (and expensive) crisis, daybed such as a medical emergency.
5. Invest a portion thereof Invest a lump sum in a conservative unit trust or bank account, such as a 32-day notice, or-fixed deposit account. You can also invest in RSA retail daybed bonds at the Post Office or insurance companies. If you think long term, you can be in a retirement annuity investment, tax efficient way.
x Recipes Mayonnaisehoender with coriander
4000 Kimono tunica Multi-color R165 edit Floral-print kimono tunica Multi-color R165 edit Handmade cards book Multi-color R180 NB Publishers Ticket in a case book Multi-color R180 NB Publishers Peter Veldsman and Barbara Joubert Cookbook Multi-color R115 NB Publishers Leo Shoes Black R439 Watson Elite Print bodycon dress blocked Black / White R225 STYLE REPUBLIC Print bodycon dress blocked Multi-color R225 STYLE REPUBLIC Arabella Damask weekly planner mouse pad Multi-color R47 Lou Harvey Damask shopping list Multi-color R22 Lou Harvey Continue wrapping paper starburst Black / White R13 Flowermill Set of tags Multi-color R24 Flowermill Set of 3 cards Multi-color R66 Flowermill Bunny underplates Multi-color R42 Treasury Keep calm and drink wine wall art Multi-color R72 Treasury Casual dress with pleather trim Gold R188 edge Ankle Strap Heels Black R200 ZOOM Colourblocked crossover Sandals Blue R165 ZOOM Colourblocked Sandals Black R165 ZOOM Printed Tank White STYLE REPUBLIC
Cut your onion smart to avoid tears Find us on Facebook
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